This plan helps you to pay your medical bill in installment just like loan EMI.
This is a lifetime membership plan.
Plan is valid for six (6) family members in blood relation.
EMI plan benefit will be available only at doctors’ clinics and hospitals registered with Health fayda network.
Patient will have to verify their membership number either by showing healthfayda card or registration SMS at clinic or hospital.
No COST EMI (0%) only available with credit card on 3 months and 6 months tenure. Also only available with selected doctors and clinics and hospitals which is mentioned in website.
Maximum amount permitted
Based on credit card limit
Based on debit card limit and cibil score
Based on cibil score
According to bank
According to bank
According to bank
*Interest rates depends on respective banks. Usually its 16-18 % per anum.
Interest rates are subjected to change without any prior notice to doctors and also to health fayda members.
Patient has liberty to select tenure of the EMI.
Availability of EMI facility depend on patients CIBIL score ,limit of credit card and debit card.
There is also chance that if your cibil score is not adequate or insufficient debit card limit set by your bank, than you will not be able to use this plan benefit. And health fayda, doctor or hospital are not responsible for that. Also health fayda is not committed for refund of membership fees.
However patients can take other benefits of health fayda card like discounts on treatments, free consultations offered by particular doctors which are listed in website. Also benefits like discounts on optical shops, gym and yoga centres, x-ray centres also available as per website.
If any of the service provider or centre or shop owner refrain from giving benefits to health fayda member than please report on customer care number and company will take care of matter.
The amount allotted for EMI is totally in authority of your respective bank.healthfayda or doctor is not responsible for limit of amount or rejection from bank to avail this benefit.
Minimum and maximum amount permitted will also vary upon bank to bank ,cibil score and credit card and debit card limit of patient.
Some doctor from network may even provide 0% EMI for 3 and 6 month. No cost EMI or 0% emi is only valid for credit card . Kindly inquire beforehand with doctor while taking benefit.
The total process to avail EMI plan benefit will take around 24-48 working hours if not done by credit and debit card..
In case of any misunderstanding or doubt at clinic or hospital, doctor or person incharge will take final call and all decision of in charge person will be considered final.
Incase if any doctor or hospital listed on website refrain from providing benefits ,please call our customer care support and we will take care of matter as soon as possible. Don’t argue with doctor or hospital staff.
There will be addition and reductions of doctors and hospitals from our Health fayda network on regular basis. So please kindly check the latest list of doctors and offers before visiting clinic or hospitals.
Patient will have to provide documents listed below to avail EMI facility without using debit or credit card.
In case of 0 % EMI or no cost EMI, interest amount will be deposited in patients’ account as a cash back within 90 days from bank.
Health fayda has all rights to add or remove doctor or hospital from network without any prior notification.
Health fayda is not responsible if any doctor or hospital on network refuse to give any plan benefit due to unavoidable circumstances. Patient can always report to us and concerned person will take care of the issues.